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The Landers Law Group
A Difference You Can Count On!
 

Have You Lost Your Home Through Foreclosure?? You may have been a victim of fraudulent wrongful foreclosure.

Thousands of homeowners have lost their properties due to false filings of foreclosure documents by lenders and breaking of foreclosure laws. You may be one of them.

Fight to get your home back or get the value in damages!!!

 

Don’t be a victim. Take Action!!!

If you have been denied a loan modification or other relief under the Obama administration's Making Homes Affordable Program (HAMP) and now face foreclosure or your home has been taken through the foreclosure process you may have been the victim of fraud by the lender or a violation of the agreement in your original deed

This fraud takes place in a number of ways: 
 

  • The bank never gave proper notice before it filed a Notice of Default (NOD) as required in the deed of trust yet it filed.

  • Loan modification guidelines were not followed or ignored and the bank proceeded to foreclosure. 
  • Homeowner is making trial loan modification payments and the bank forecloses on the property any way.
     
  • Bank claims homeowner failed to submit requested documents (not true) cancels the loan modification process and forecloses on the property.  
  • The bank or loan servicer filed fraudulent documents in court or with the county recorder's office stating it legally followed foreclosure procedures before the property was sold at a trustee's sale when it fact it had not.

If any of the above apply to your particular situation you may have been the victim of foreclosure fraud or breach of contract by your mortgage lender. In either case you may be able to stop a pending foreclosure or seek to reverse a foreclosure sale. You may also be entitled to damages against the bank or loan servicer for value of the property if it has been sold to someone else and for additional damages of emotional distress.  If the bank is attempting to evict you from the property after its been sold it is also possible to stop that process too.

 Don't wait until the last minute: Facing foreclosure?

  • You must act now. If you've been denied a loan modification a foreclosure sale is likely imminent.

  • The sale and foreclosure of your home can be stopped; but you must act now.
     
  • If you're facing an eviction after a foreclosure sale it is possible to stop it.

 
 

Options to saving your home:

  • Negotiate a Mortgage Loan Modification with your lender

  • Refinance mortgage rate through one of the FHA homeowner rescue programs of the Obama administration

  • Get a Forbearance Agreement to stop foreclosure  

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